Above the major banks’ 680 mortgage approval threshold, but still below the average homeowner’s 764. Despite credit eligibility, high rent-to-income ratios (37.6% nationally, 41.1% in Toronto) continue to stall down payments and delay homeownership for many. MPA. “Average renter credit score meets major banks’ mortgage lending threshold: report.” Published August 2025. #YYCRE #CalgaryCRE #CVPartners #HousingAffordability #RenterEconomy #MortgageRates #CreditScores #Homeowners

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